
Grow, Protect & Manage Your Wealth
Comprehensive wealth management solutions across fixed income, market-linked investments, and insurance — tailored to your life stage, goals, and risk profile. Powered by the expertise of Nuvama Wealth.
Why Wealth Management Matters
Goal-Based Planning
Every recommendation is aligned to your specific financial goals — retirement, education, home purchase, or wealth creation.
Risk-First Approach
We assess your true risk tolerance and design portfolios that let you sleep at night while still growing your wealth.
Holistic Portfolio View
Across fixed income, equity, insurance, and alternatives — we look at your entire financial picture.
Institutional Expertise
Backed by Nuvama Wealth, you get access to research, products, and advisory typically reserved for HNI and institutional clients.

Fixed-income instruments form the backbone of a conservative and balanced portfolio. At Valowth, in partnership with Nuvama Wealth, we provide curated access to a wide range of fixed-income opportunities — from the safety of bank FDs to the yield enhancement of NCDs and debentures.
Fixed Deposits (FDs)
Capital-protected, guaranteed-return instruments ideal for parking short-to-medium term capital with predictable interest income. We provide access to corporate FDs from AAA-rated issuers offering better rates than typical bank FDs.
- Tenures from 6 months to 5 years
- Cumulative & non-cumulative payout options
- Corporate FDs with competitive interest rates
- Senior citizen special rates available
Bonds
Government securities, PSU bonds, and corporate bonds provide regular coupon income with defined maturity. Perfect for investors seeking steady cash flows without equity volatility.
- Sovereign & quasi-sovereign bonds
- PSU & corporate bonds across credit ratings
- Tax-free bonds for high-tax-bracket investors
- Listed bonds with secondary market liquidity
NCDs & Debentures
Non-Convertible Debentures (NCDs) from reputed issuers offer higher yields than traditional FDs with defined tenure and periodic interest payouts — balancing safety with enhanced returns.
- Higher yields vs traditional FDs
- Secured NCDs with asset backing
- Flexible payout: monthly, quarterly, annual
- Access to primary & secondary NCD market
Our Wealth Partner

Nuvama Wealth — Institutional Expertise, Personal Touch
Our partnership with Nuvama Wealth brings you access to institutional-grade investment products, research, and advisory — typically reserved for HNI and corporate clients — now available to you through Valowth Capital Services.

Start Your Wealth Management Journey
Connect with our wealth advisory team to discover the right mix of fixed income, market-linked investments, and insurance for your financial goals — backed by Nuvama Wealth.